Win! · Xero

Xero raises the invoice. Win! collects the money.

Xero is one of the world's best accounting platforms. It creates beautiful, accurate invoices and keeps your books immaculate. What it doesn't do is collect the money. Win! fills that gap — connecting your Xero organisation to your own Stripe account and automating the full payment cycle, from payment link to real-time reconciliation.

30-day free trial · No credit card required

How Win! works with Xero

Win! connects to your Xero organisation via Xero's official OAuth API. Your invoices, contacts, and payments stay in sync automatically — in real time.

Real-time invoice sync

Win! reads outstanding invoices from your Xero organisation the moment they're approved. No CSV exports. No manual imports. Your Win! dashboard reflects your Xero AR in real time.

Branded payment links delivered to customers

Win! sends a payment link to each customer by email. The checkout page carries your logo, brand color, and invoice details. Customers pay by card, ACH, Apple Pay, or Google Pay — no account required.

AutoPay for recurring clients

Clients who authorize AutoPay have every future invoice charged automatically. You approve the invoice in Xero — Win! handles the rest. Ideal for service agreements, maintenance contracts, and retainers.

Real-time payment write-back

When Stripe confirms payment, Win! instantly marks the invoice paid in Xero and records the received payment. Your Xero account receivable balance is always current — no month-end cleanup required.

Win! vs GoCardless for Xero

GoCardless is the default Xero collection add-on in many markets. Win! does everything GoCardless does — and significantly more.

GoCardless for Xero

Bank debit only — no card or digital wallet support
Funds held by GoCardless, remitted on a schedule
Xero integration only (no QuickBooks Online)
No credit card surcharging
No automated reminder sequences
No Field Tech App

Win! + Stripe

Card, ACH, Apple Pay, Google Pay — full payment method support
Funds settle directly to your own Stripe account
Works with both Xero and QuickBooks Online
Credit card surcharge compliance built in
Automated multi-step reminder sequences
Field Tech App for on-site invoicing and collection

On fund settlement

GoCardless collects payments into a GoCardless-operated pool and remits to you on their schedule. With Win!, payments go directly to your own Stripe account — not through a third-party float. Your money moves on Stripe's standard payout schedule, not on GoCardless's terms.

Everything Win! adds to Xero

AutoPay enrollment — clients authorize once, all future invoices charge automatically

Branded payment pages — your logo and colors on every checkout page

Multi-step reminders — automated follow-up sequences until the invoice is paid

Credit card surcharging — pass fees to customers compliantly in permitted states

Field Tech App — technicians invoice and collect on-site in under 60 seconds

Customer portal — clients manage saved payment methods and history

Client Intelligence — payment behavior analytics per customer

Outstanding AR dashboard — full view of what's overdue and aging

ACH at 0.8% capped $5 — no percentage at scale

Multi-organisation support — connect multiple Xero orgs to one Win! account

Ready to collect your Xero invoices automatically?

Connect your Xero organisation, link Stripe, and your first invoice collects itself — all in under 15 minutes. 30-day free trial, no credit card required.

Xero is a trademark of Xero Limited. Win! is not affiliated with or endorsed by Xero Limited. GoCardless is a trademark of GoCardless Ltd. This comparison is based on publicly available information as of July 2026 and may change.