Win! · How It Works

From invoice to cash — automatically.

Win! sits between your accounting software and your customers and automates everything in between: payment links, autopay, reminders, and real-time reconciliation. Setup takes 15 minutes. After that, collecting invoices requires no manual work.

30-day free trial · No credit card required

Getting set up: 3 connections, 15 minutes

No code. No configuration. No IT department. Just three OAuth connections and you're ready to collect.

01~3 minutes

Connect Xero or QuickBooks Online

Authorise Win! to read your invoices, contacts, and product catalogue. Win! reads only what it needs — nothing else. You keep creating invoices exactly as you do today. Nothing about your workflow changes.

02~5 minutes

Connect your Stripe account

Link an existing Stripe account or create a new one free. Every payment settles directly into your Stripe balance — Win! never touches the funds. You own the Stripe account independently of Win!.

03Immediate

Start collecting

Send your first payment link from any invoice in one click. Enroll your first client in autopay. Turn on automated reminders. Win! handles every step from there — automatically.

The full payment lifecycle

Every invoice goes through the same automated cycle — from the moment you create it to the moment it lands in your books as paid.

1

Invoice created

You, in Xero or QuickBooks

You create an invoice the same way you always have. Win! monitors your accounting platform in real time and detects the new invoice within seconds.

2

Payment link delivered

Win! → your customer

Win! sends a branded payment link to your customer by email (or you share it directly). The checkout page shows your logo, invoice details, and payment options: card, ACH, Apple Pay, Google Pay.

3

AutoPay fires (enrolled customers)

Win! → Stripe → customer's bank

For AutoPay-enrolled customers, Win! initiates the charge automatically on the due date — no action required from you or the customer. ACH customers pay $5 maximum on any invoice size.

4

Payment confirmed

Stripe

Stripe processes the payment and confirms success. Card charges are immediate. ACH bank transfers settle in 1–3 business days. Funds land in your Stripe account — not a platform holding account.

5

Invoice reconciled

Win! → Xero or QuickBooks

The moment Stripe confirms payment, Win! marks the invoice paid in your accounting platform and records the received payment against the correct account. Your books update in seconds — no manual entry.

6

Receipt sent

Win! → your customer

A branded receipt goes to the customer's email with invoice number, amount, payment method, and a link to their customer portal where they can view history or update their saved payment method.

Key details worth knowing

What payment methods can customers use?

Credit card, debit card, ACH bank transfer, Apple Pay, and Google Pay. ACH is capped at $5 regardless of invoice size — making it the most cost-effective option for large invoices.

Does AutoPay work for both card and bank account?

Yes. Customers can save either a card or a bank account for AutoPay. Many businesses encourage ACH AutoPay for large invoices to save on processing fees.

What happens if a payment fails?

Win! retries automatically on a defined schedule and sends the customer a prompt to update their payment method. You'll see failed payments surfaced in your dashboard with the reason code.

Does my accounting workflow change?

No. You keep creating invoices in Xero or QuickBooks Online exactly as you do today. Win! reads invoices from your platform and writes payments back. Your accountant's workflow is unchanged.

How fast does reconciliation happen?

Immediately upon payment confirmation. Card payments reconcile within seconds. ACH payments reconcile within seconds of Stripe confirming the funds, typically 1–3 business days after initiation.

What does the customer experience look like?

Customers receive a branded email with a Pay Now link. Clicking it opens a clean checkout page showing your logo, invoice details, and payment options. No account required. Receipt arrives by email after payment.

See it working in your own account.

Start your free trial, connect your accounting software, and send your first payment link in under 15 minutes.

Built on infrastructure you already trust

StripePayment infrastructure
XeroAccounting
QuickBooks OnlineAccounting
Your own Stripe account — funds settle directly to you
Works with Xero and QuickBooks Online
No platform percentage on payments
30-day free trial, no credit card required

What businesses say about Win!

"We switched from QBO Payments and saved more on ACH fees in the first month than Win! cost us. The autopay enrollment alone cut our AR follow-up by 80%."

— Owner, Commercial HVAC contractor

"My accountant was nervous at first. After seeing that Xero reconciliation happened in real time — not end of month — she was sold. Now she recommends it to other clients."

— Director, Managed IT / MSP

"The field tech app is what got us. Techs invoice on-site, customers pay before they leave. We used to wait 45 days for service calls. Now most pay the same day."

— Operations Manager, Electrical Contractor